Tax Calculators
Free, SARS-accurate calculators on the 2026/27 rates. Enter your details and see your real numbers.
Calculator 01
Personal income tax
Salary, bonus, rental, retirement, donations and medical aid: an estimate of your income tax for the year.
Net rental is assessed monthly (×12). Retirement deduction limited to 27.5% / R430,000; S18A donations limited to 10% of taxable income. Medical credits R376 / R376 / R254 per month, applied once you enter a medical aid contribution. The law applies the 27.5% limit to the greater of your remuneration and taxable income; this calculator uses your total income above, so treat the result as an estimate. “Income after tax” is before any retirement, medical aid or UIF deductions from your pay.
Income tax for the year
R0 /mo
R0
Income after tax
R0 /mo
R0
Effective
0%
Marginal
0%
Please note: this is an estimate based on the information you enter and the published 2026/27 SARS rates. It is not a tax assessment or tax advice, and your actual tax may differ.
Calculator 02
Sole proprietor vs company
Factors in the salary you draw, which is taxed in your hands, deductible to the company.
Company route (total)
27% + tax on salary
R0
Sole proprietor
all profit, your hands
R0
Company tax on retained profit: R0 · Tax on your salary: R0
Potential annual difference
R0
Small Business Corporation status has strict conditions (for example, turnover of R20 million or less, only individual shareholders, and not being a personal service provider). Many professional practices do not qualify. We can confirm eligibility for you.
Plan your structure — book a consultCompany route = 27% (or Small Business Corp rates) on profit retained after your salary, plus personal tax on the salary you draw. Sole proprietor = all profit taxed in your hands. Important: the saving shown is before dividends tax (20%) on any profit you later withdraw from the company, and when it is withdrawn the company route can cost more than trading personally. It also excludes SDL and UIF on the salary, accounting, CIPC and payroll costs, retirement, medical and other personal deductions, and provisional tax timing. It is a simplified comparison, not advice.
Please note: this is a simplified comparison. It excludes dividends tax on profit paid out, SDL and UIF, running costs and your other deductions. It is not tax advice, and the right structure depends on your own circumstances.
Reference
2026/27 individual tax table
| Taxable income | Rate |
|---|---|
| R0 – R245,100 | 18% |
| R245,101 – R383,100 | R44,118 + 26% |
| R383,101 – R530,200 | R79,998 + 31% |
| R530,201 – R695,800 | R125,599 + 36% |
| R695,801 – R887,000 | R185,215 + 39% |
| R887,001 – R1,878,600 | R259,783 + 41% |
| R1,878,601 + | R666,339 + 45% |
Rebates: Primary R17,820 · 65+ R9,765 · 75+ R3,249. Source: National Treasury Budget 2026 Tax Guide (effective 1 March 2026).
Key rates 2026/27
At a glance
Company tax
27%
VAT
15%
Primary rebate
R17,820
Retirement cap
R430,000
Donations cap
10%
Dividends tax
20%
Please note: these calculators use published 2026/27 SARS rates and standard rules. They are simplified illustrations, not tax advice, and don't account for every personal circumstance. For precise figures and planning, book a consultation.
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